Wage Garnishment Relief
The IRS Is Taking Money From Every Paycheck. We Stop That.
A wage levy can legally strip up to 70% of your take-home pay — without a court order. Every paycheck you wait costs you real money that you will not get back.
Does this sound like your situation?
- You opened your pay stub and your net pay was a fraction of what it should be
- Your employer told you they received a levy notice from the IRS and had to comply
- You can't pay rent, utilities, or groceries because the IRS is taking most of your paycheck
- You received a "Final Notice of Intent to Levy" — and now you know what it meant
- You've been calling the IRS and getting nowhere while the garnishment continues
- You're afraid your employer will fire you or treat you differently because of this
If any of those hit home, you're not alone — and there's a clear path forward.
Here's what happens with every paycheck you wait
Every pay period, the IRS takes its portion first — before you pay rent, food, or utilities
The levy continues indefinitely until the IRS receives full payment or grants a formal release
Your employer is legally required to comply — there is no way to stop it from their end
The financial stress and embarrassment at work compound while the debt grows with interest
Ignoring it does not reduce what you owe — it only delays resolution and increases penalties
How We Stop the Garnishment
Emergency Review — Same or Next Business Day
Luisa reviews your levy notice, account transcripts, and financial situation immediately to determine the fastest legal path to a levy release. Garnishment cases are treated as the emergencies they are.
Negotiate an Immediate Levy Release
Luisa contacts the IRS directly on your behalf and negotiates a levy release — typically by establishing a payment plan, demonstrating hardship, or placing the account in Currently Not Collectible status.
Establish Permanent Resolution
A levy release is temporary unless you have a lasting resolution in place. Luisa structures a long-term plan — installment agreement, OIC, or hardship status — so the garnishment cannot resume.
What Happens in Your Wage Garnishment Relief Strategy Session
- Luisa reviews your levy notice and IRS account to confirm the garnishment authority and what triggered it
- She calculates your exempt amount and identifies the fastest path to a complete levy release
- You get a clear timeline: when the IRS can be contacted, when you can expect relief, and what to tell your employer
- Every question about protecting your job, your income, and your family during this process gets answered
Luisa N. Victoria, EA
Federally Authorized Enrolled Agent
All 50 States
Wage Garnishment Relief Strategy Session
Includes: IRS transcript review, options analysis, and a clear action plan.
This Strategy Session Is Right for You If:
- Your employer received an IRS wage levy notice and is already withholding money
- You received a Final Notice of Intent to Levy and want to stop it before it hits
- Your garnishment has already started and you need it stopped as fast as possible
- You cannot meet basic living expenses because of the current withholding amount
- You are self-employed and the IRS is instead targeting your bank account
Free Training
Not ready to book yet? Watch our free Wage Garnishment Relief training first.
Frequently Asked Questions
How fast can a wage garnishment be stopped?
In many cases, Luisa can get a levy release within 24–72 hours of reaching the IRS — often the same day an installment agreement or hardship status is approved. The key is acting immediately and having professional representation that the IRS takes seriously.
Will my employer find out why the levy is being released?
Your employer already knows about the levy — the IRS sent them the notice directly. When the levy is released, your employer receives a Release of Levy notice (Form 668-D), which tells them to stop withholding. The reason for the release is not disclosed.
Can I get back the money that was already garnished?
In most cases, no — money already paid to the IRS via levy is applied to your tax debt and is not returned. There are limited exceptions involving wrongful levies. Luisa focuses on stopping future garnishment as fast as possible and then resolving the underlying debt.
What if I can't afford any payment plan at all?
If your income is entirely consumed by basic living expenses, you may qualify for Currently Not Collectible (CNC) hardship status. This pauses all IRS collection — including the wage levy — without requiring a monthly payment. Luisa evaluates this in your strategy session.